Category: News

Many Americans have been hit hard by the pandemic and doing things that were normal a few months ago, like making your monthly mortgage payment are now a struggle for many. If you need to pause your payments there is a government program called the CARES Act which allows you to pause payments for up to 180 days (and there is an option to extend another 180 days). You will need to have a federally backed loan to qualify (FHA, VA, USDA, Fannie Mae, Freddie Mac backed loan), if you do not have a federally back loan you will need to contact your servicer for assistance, many are offering options. To apply for forbearance you will need to contact your loan servicer and must have been current on payments prior…

A question a lot of potential home sellers are asking is should I put my house on the market now? 🤔 Every situation and location varies of course, but there are some general pros and cons. One pro is rates are historically low right now, so that is a pro. Another reason is well lets be real, there is economic uncertainty so you may want to sell now for that reason. The cons would be that while we are starting to open up again ( 🥳 ), there are still going to be people apprehensive about going house shopping right now. There are great virtual open house tools that will help (but we usually recommend checking out a house in person before actually purchasing. Of course we won't be in…

As we are in unprecedented times, many of us need help. If you are worried about making a payment next month, you maybe able to delay or reduce your mortgage payment. Please check the link for more details https://www.consumerfinance.gov/ask-cfpb/what-is-forbearance-en-289/

Happy Memorial Day! Wishing you and your family a safe and happy Memorial Day! And an extra special thanks to those who've served and those who are serving us now.

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